It’s difficult enough to figure out whether you and your partner are emotionally compatible, but figuring out whether you’re financially compatible is even worse. If you want to avoid having ‘the money talk’, then you’ll want to find out whether or not you and your partner are on the same playing field when it comes to money. So if that’s something you’re worried about, then keep reading to find 5 signs that will let you know whether or not you have the same views where spending and saving money is concerned.
You’ve never questioned their spending
If you’ve never questioned your partner’s spending then that’s usually a good sign that you trust their spending and they’ve never given you a reason to doubt what they choose to do with their money. If you’ve found yourself doubting whether or not they have healthy habits — maybe you’ve noticed a few too many new purchases lying around or they tell you they don’t have the funds for a small purchase — then you probably need to have a conversation with them.
You never felt the need to hide your spending
Likewise, if you’ve never felt the need to hide your spending, it’s probably because you and your partner are open with each other enough to discuss these things. And if that’s the case, and you do feel comfortable communicating about money, then you’re much more likely to discuss your financial needs and desires together. However, if you do feel the need to hide some of your purchases, then you’re likely not on the same page when it comes to your financial values. And that’s definitely something you should discuss sooner rather than later.
You talk about big purchases before making them
If you feel the desire to talk to your significant other before making big purchases, then it’s a sure sign that you’re financially compatible. One of the big signs that a couple is not financially compatible is if they don’t make big decisions together. This doesn’t mean that you have to consult your partner every time you want to make a purchase, but you certainly should if it’s something that will affect your commons goals.
You talk about your financial future
Usually, couple that are financially compatible are the ones that are able to discuss their financial futures together. These are the couples that make their wants and needs known, and will try to find some common ground. If they realize that their goals don’t necessarily align, they will work to find compromises with each other in order to find a balance and have a healthy financial future. Keep in mind that the manner in which you communicate is also of equal importance. You likely don’t want your partner to completely give up on their goals, and they likely don’t want that for you either. So it’s crucial that you try to remain empathetic and keep an open spirit so that you can both come to a decision that will work for both of you.
You talk about your financial stressors
One of the biggest indicators that a couple is financially compatible is that they talk about their financial stressors and put in the work in order to come to a solution together. Think of building a financial future as a kind of workout — it’s a slow process, but the more work you put into it, the closer you will be to reaching your goals. It’s okay to fall off the wagon from time to time, as long as you get yourself back on track. And as the old saying goes: couple who lift together, stay together! Sometimes you might need that little extra push that your partner can give you. No matter how anxious you are about being able to make that ‘lift’, you can find comfort in the fact that your partner will be right there alongside you in order to spot you and help you through it.
If you feel as though you can’t connect to any of these signs, then you should probably have a talk with your significant other. Most of these signs point to one thing: communication. After all, communication is key! Once you communicate and find ways in which to compromise, the best thing to do would be to create a budget together. Not only is creating a budget a good way to keep track of all your money, but it’s also a good bonding experience that will build trust and have you feeling closer to your partner — and closer to achieving your financial goals together.
